E-Sign Agreement
Consent for Electronic Signatures and Communications
Powered by Southern Bancorp Bank
You will be asked to acknowledge your acceptance of this Consent by checking the box before you are able to continue with your application. In doing so, you are providing your affirmative consent to use electronic Communications and allow electronic signatures. By checking the box, you are also confirming that you have demonstrated your ability to receive, retain, and view electronic documents on your access device, and that you have a current email address.
This Consent to Electronic Communications and Electronic Signatures (“Consent”) contains important information about your legal rights. Please read it thoroughly and save a copy. As used in this Consent, “Profile” means your personal record with us. “Portfolio” means all financial information you have with us, including Vaults and VaultKeys. The words “we,” “us” and “our” refer to TeamWALT and its affiliates, and the words “I,” “you” and “your” refer to the owner of the Profile and Portfolio. We must provide you with certain communications and disclosures in writing (i.e., you have a right to receive such communications on paper) pursuant to applicable laws and regulations. This information may be provided to you electronically if you agree to this Consent. We also need your general consent to use electronic signatures throughout our relationship with you. Because our Profiles and Portfolios are provided online and use electronic means to deliver information, you must review and agree to this Consent to obtain and use a Profile and Portfolio.
Purpose
By agreeing to this Consent, you agree that we may use electronic delivery including delivery through our website or application on which you access your Profile and Portfolio (together, the “Services”), delivery by email or delivery by other electronic means—of agreements, disclosures, notices and other information and communications regarding your Profile and Portfolio, the use of our Services, our relationship with you; and such other products, services or programs that may be made available to you (collectively, the “Communications”). By agreeing to this Consent, you also agree that we may use electronic signatures and obtain them from you as part of our transactions with you.
Types of electronic communications
Amendments to this consent
Updates to User agreement
Updates to Privacy policy
Updates to disclosures
Monthly statements
Additional disclosures or notices regarding fees
Tax statements or notices, such as annual IRS interest statements
Any additional information
Access to records
You should save any communications you receive by downloading or printing, these will also be made available in your Profile. You may request, at no charge, paper copies by emailing support@elevault.app.
Change of Address, Email Address or Telephone
You must promptly log into the App and change your address, phone or email address should you move or change them. We have no liability to you if you fail to keep current your mailing address, email address, or telephone number in the App. Portfolio statements and other important Profile and Portfolio documents will be deemed delivered to you when you are notified via e-mail that they are available.
Acknowledgement of consent
You acknowledge and agree that this Consent is being provided in connection with a transaction affecting interstate commerce that is subject to the federal Electronic Signatures in Global and National Commerce Act (the “ESIGN Act”), and that you and we both intend that the ESIGN Act apply to the fullest extent possible to validate our ability to conduct business with you by electronic means. This Consent does not apply to any Communication that we determine, in our sole discretion, we are required to deliver in paper form under applicable law or you should receive in paper rather than electronic form. We reserve the right, in our sole discretion, to discontinue electronic Communications with you, or to terminate or change the terms and conditions on which we provide electronic Communications. We will provide you with notice of any such termination or change as required by law.
Withdraw of Consent
You may withdraw consent by emailing us at support@elevault.app. If you withdraw this Consent: (i) we may immediately suspend or terminate any Profile and Portfolio you have with us; (ii) you will remain responsible for any amounts that you owe us or may come due under any such Profile or Portfolio; and (iii) any other obligations, you have under any agreements governing such Profile and Portfolio will remain in full force and effect. Withdrawal will not affect any Communications we provided to you prior to your withdrawal, and we will send any required further Communications to you in paper form. We will not impose any fee in connection with any withdrawal of this Consent or any Communication provided in paper form. Any withdrawal of this Consent will be effective only after we have a reasonable period of time to process your withdrawal request.
How We Gather Information
As part of providing financial products or services, we may obtain information about our customers and consumers from the following sources:
nformation we receive from you on applications, emails, or other forms
Information about your transactions with us, our affiliates, and others
Information we receive from a consumer-reporting agency
Information collected automatically when you visit our website, as described in the sections below
Information that is generated electronically when you visit our website: Southern Bancorp and its third-party service providers may collect general information on our visitors to help us provide banking and other financial services to you online. This information is collected for security, analytics, and site improvement purposes. The information collected for these purposes may include:
The Internet address (referral site) which brought you to our web site
The date and time you access our site
The name and version of your web browser
Your Internet Protocol (IP) address
The pages visited in our website
Device type, operating system, and screen resolution
Referring URLs and search terms that lead you to our site
Tracking Technologies and Third-Party Services
Our website uses third-party technologies to analyze site usage. These technologies may place cookies or similar tracking files on your device and may transmit data to third-party providers such as Google, affiliated Social Media providers, and SEO services.
Elevault also uses third-party service providers to support identity verification, fraud prevention, account security, app behavior, and risk management. In connection with these services, Elevault and its service providers may collect, analyze, and process device, network, session, location, and behavioral interaction information, including device identifiers, operating system information, browser information, IP address, device characteristics, touch, typing, scrolling, navigation, mouse movement, and similar technical data associated with your use of our mobile applications, websites, and other digital services. In connection with website-based fraud prevention services, Elevault and its service providers may also use cookies, local storage technologies, indexed database storage, and similar technologies to identify devices, authenticate sessions, detect and prevent fraud, and protect the security and integrity of the Services. These technologies are used for fraud prevention and security purposes and are not used for advertising or marketing purposes by such fraud prevention providers. Such information may be used to verify identity, detect and prevent fraud, protect accounts, satisfy legal and regulatory obligations, and enhance the security of the Services.
Elevault may use third-party analytics and product experience service providers to better understand how users interact with our Services. In connection with these services, Elevault and its service providers may collect and analyze information regarding application usage, feature engagement, navigation patterns, screen views, clicks, taps, session activity, device information, browser information, operating system information, and similar usage data. This information is used to operate, maintain, troubleshoot, improve, develop, and optimize the Services, enhance the user experience, measure feature performance, and support business a
Your Cookie Choices
When you first visit our website, a cookie consent banner will appear giving you the option to accept or reject non-essential cookies. You may:
Accept all cookies
Reject all non-essential cookies (only necessary cookies will be set)
Click on the cookie icon and customize your cookie preferences
You can change your cookie preferences at any time by clicking the “Cookie Preferences” link in the website footer. If you reject non-essential cookies, the third-party tracking technologies described above will not load and no data will be transmitted to those providers